An Overdraft Protection line of credit is a convenient service that works as a revolving line of credit to pay for checking account transactions when your checking account holds insufficient funds.  With an Overdraft Protection line of credit, you never have to worry about a bounced check or other checking account clearances.




  • Revolving line of credit
  • No fee per individual overdraft transaction
  • 16% interest rate on overdraft balances
  • Overdraft limits are based on individual creditworthiness
  • Credit Life and Disability Insurance available