BOAT, MOTORCYCLE & RV LOANS
New or used, Qside can help you purchase the boat, motorcycle or RV of your dreams. We can also refinance your current loan with a new lower rate.
Loans for both new and used boats, motorcycles and RVs, or refinance a current loan for a better rate
Boat and RV Loans with terms of up to 48 months and 60, 72, 84 or 120 months
Motorcycle Loans with terms of 48 months
Some of the lowest rates around
Receive a 0.50% APR discount* when you pay off your loan using Payroll Deduction, as well as more options for payment scheduling and the potential for additional savings
Borrowing limits based on your individual creditworthiness
Pre-Approval available – just begin the application process indicating the dollar amount you want to borrow
Pre-pay your balance without penalty
Credit Life and Disability Insurance available
Vehicle Insurance Requirements
Members are required to maintain Comprehensive and Collision Insurance Coverage on their vehicle for the duration of their Qside loan term. To ensure that vehicle collateral is protected, Qside monitors its Boat, Motorcycle or RV Loans for proper coverage.
Requirements for your insurance policy:
Qside Federal Credit Union must be included on the policy as a lienholder or loss payee
The vehicle must be insured for both Comprehensive and Collision Coverage
Comp and Collision deductibles’ cannot exceed $1,000
Coverage must be maintained until the loan is paid in full
Guaranteed Asset Protection (GAP)
Qside’s GAP coverage protects members against potentially high-cost, out-of-pocket expenses in the event that their vehicle is stolen, accidentally damaged beyond repair or otherwise declared a total loss. Under these conditions, GAP pays the difference between the amount of your Qside loan and the insurance company’s estimated cash value of the vehicle at the time of the event.
Qside offers GAP coverage at costs that are usually significantly lower than GAP coverage offered by auto dealerships. Talk to your loan representative about how much you could save if you opt to purchase this valuable coverage from Qside.
*If Payroll Deduction is discontinued, your APR will increase by 0.50%