Deposit Account Rates
APY = Annual Percentage Yield. Rates are accurate as of 09/17/2026 and subject to change without notice.
Checking Account Rates
|
Balance Amount |
Dividend |
APY |
|---|---|---|
|
$2,499.99 and below |
0.00% |
0.00% |
|
$2,500 - $4,999.99 |
0.05% |
0.05% |
|
$5,000 and over |
0.20% |
0.20% |
|
Dividends credited monthly. |
||
Savings Account Rates
| Balance Amount | Dividend | APY |
|---|---|---|
| $25 - $2,499.99 |
0.15% |
0.15% |
| $2,500 and over |
0.25% |
0.25% |
|
Dividends credited monthly. |
||
Money Market Account Rates
|
Balance Amount |
Dividend |
APY |
|---|---|---|
| $5,000 and below | .05% | .05% |
|
$5,000 - $9,999.99 |
.40% |
.40% |
|
$10,000 - $24,999.99 |
.75% |
.75% |
|
$25,000 - $49,999.99 |
.90% |
.90% |
|
$50,000 and over |
1.00% |
1.00% |
|
Dividends credited monthly. |
||
CD Rates
| 6-Month Term | ||
|---|---|---|
| Balance |
Dividend |
APY |
| $500 - $9,999 |
3.10% |
3.12% |
| $10,000 - $24,999 |
3.40% |
3.42% |
| $25,000 - $49,999 |
3.50% |
3.52% |
| $50,000 - $99,000 |
3.55% |
3.57% |
| $100,000 and over |
3.60% |
3.62% |
|
Dividends credited semi-annually. APY assumes all dividends remain in the certificate until maturity, and a withdrawal will reduce earnings. |
||
| 1-Year Term | ||
|---|---|---|
| Balance |
Dividend |
APY |
| $500 - $9,999 |
3.25% |
3.27% |
| $10,000 - $24,999 |
3.50% |
3.52% |
| $25,000 - $49,999 |
3.60% |
3.62% |
| $50,000 - $99,000 |
3.65% |
3.67% |
| $100,000 and over |
3.70% |
3.72% |
|
Dividends credited semi-annually. APY assumes all dividends remain in the certificate until maturity, and a withdrawal will reduce earnings. |
||
| 2-Year Term | ||
|---|---|---|
| Balance |
Dividend |
APY |
| $500 - $9,999 |
3.30% |
3.32% |
| $10,000 - $24,999 |
3.55% |
3.57% |
| $25,000 - $49,999 |
3.65% |
3.67% |
| $50,000 - $99,000 |
3.70% |
3.72% |
| $100,000 and over |
3.75% |
3.77% |
|
Dividends credited semi-annually. APY assumes all dividends remain in the certificate until maturity, and a withdrawal will reduce earnings. |
||
| 3-Year Term | ||
|---|---|---|
| Balance |
Dividend |
APY |
| $500 - $9,999 |
3.50% |
3.52% |
| $10,000 - $24,999 |
3.75% |
3.77% |
| $25,000 - $49,999 |
3.85% |
3.87% |
| $50,000 - $99,000 |
3.90% |
3.92% |
| $100,000 and over |
3.95% |
3.97% |
|
Dividends credited semi-annually. APY assumes all dividends remain in the certificate until maturity, and a withdrawal will reduce earnings. |
||
IRA Certificate Rates
|
1-Year Term |
||
|---|---|---|
| Balance |
Dividend Rate |
APY |
|
$500 minimum |
3.50% |
3.52% |
|
Dividends credited semi-annually. |
||
|
2-Year Term |
||
|---|---|---|
| Balance |
Dividend Rate |
APY |
|
$500 minimum |
3.55% |
3.57% |
|
Dividends credited semi-annually. |
||
|
3-Year Term |
||
|---|---|---|
| Balance |
Dividend Rate |
APY |
|
$500 minimum |
3.75% |
3.77% |
|
Dividends credited semi-annually. |
||
IRA Savings Account Rates
|
Type |
Dividend |
APY |
|---|---|---|
|
Traditional IRA Savings |
.20% |
.20% |
|
Roth IRA Savings |
.20% |
.20% |
|
Education IRA Savings |
.15% |
.15% |
|
Dividends credited monthly. |
||
Bump Up CD Rates - 3 Year Bump Up
|
Balance |
Dividend |
APY |
|---|---|---|
|
$500 - $9,999 |
2.85% |
2.87% |
|
$10,000 - $24,999 |
3.10% |
3.12 |
|
$25,000 - $49,999 |
3.30% |
3.32% |
|
$50,000 - $99,000 |
3.35% |
3.37% |
|
$100,000 and over |
3.45% |
3.47% |
|
IRA Certificate, $500 minimum |
3.25% |
3.27% |
|
Dividends credited semi-annually. |
||
Holiday & Vacation Savings Account Rates
|
Type |
Dividend |
APY |
|---|---|---|
|
Holiday Club Savings Accounts |
0.15% |
0.15% |
|
Vacation Club Savings Accounts |
0.15% |
0.15% |
|
Dividends credited monthly. |
||
