Deposit Account Rates
APY = Annual Percentage Yield. Rates are accurate as of 09/24/2025 and subject to change without notice.
Checking Account Rates
|
Balance Amount |
Dividend |
APY |
|---|---|---|
|
$2,499.99 and below |
0.00% |
0.00% |
|
$2,500 - $4,999.99 |
0.05% |
0.05% |
|
$5,000 and over |
0.10% |
0.10% |
|
Dividends credited monthly. |
||
Savings Account Rates
| Balance Amount | Dividend | APY |
|---|---|---|
| $25 - $2,499.99 |
0.05% |
0.05% |
| $2,500 and over |
0.10% |
0.10% |
|
Dividends credited monthly. |
||
Money Market Account Rates
|
Balance Amount |
Dividend |
APY |
|---|---|---|
| $5,000 and below | .05% | .05% |
|
$5,000 - $9,999.99 |
.50% |
.50% |
|
$10,000 - $24,999.99 |
.80% |
.80% |
|
$25,000 - $49,999.99 |
.95% |
.9% |
|
$50,000 and over |
1.10% |
1.10% |
|
Dividends credited monthly. |
||
CD Rates
| 6-Month Term | ||
|---|---|---|
| Balance |
Dividend |
APY |
| $500 - $9,999 |
2.60% |
2.62% |
| $10,000 - $24,999 |
2.90% |
2.92% |
| $25,000 - $49,999 |
3.00% |
3.02% |
| $50,000 - $99,000 |
3.05% |
3.07% |
| $100,000 and over |
3.15% |
3.17% |
|
Dividends credited semi-annually. APY assumes all dividends remain in the certificate until maturity, and a withdrawal will reduce earnings. |
||
| 1-Year Term | ||
|---|---|---|
| Balance |
Dividend |
APY |
| $500 - $9,999 |
2.70% |
2.72% |
| $10,000 - $24,999 |
2.95% |
2.97% |
| $25,000 - $49,999 |
3.05% |
3.07% |
| $50,000 - $99,000 |
3.10% |
3.12% |
| $100,000 and over |
3.20% |
3.22% |
|
Dividends credited semi-annually. APY assumes all dividends remain in the certificate until maturity, and a withdrawal will reduce earnings. |
||
| 2-Year Term | ||
|---|---|---|
| Balance |
Dividend |
APY |
| $500 - $9,999 |
2.75% |
2.77% |
| $10,000 - $24,999 |
3.00% |
3.02% |
| $25,000 - $49,999 |
3.20% |
3.22% |
| $50,000 - $99,000 |
3.25% |
3.27% |
| $100,000 and over |
3.35% |
3.37% |
|
Dividends credited semi-annually. APY assumes all dividends remain in the certificate until maturity, and a withdrawal will reduce earnings. |
||
| 3-Year Term | ||
|---|---|---|
| Balance |
Dividend |
APY |
| $500 - $9,999 |
2.80% |
2.82% |
| $10,000 - $24,999 |
3.05% |
3.07% |
| $25,000 - $49,999 |
3.25% |
3.27% |
| $50,000 - $99,000 |
3.30% |
3.32% |
| $100,000 and over |
3.40% |
3.42% |
|
Dividends credited semi-annually. APY assumes all dividends remain in the certificate until maturity, and a withdrawal will reduce earnings. |
||
IRA Certificate Rates
|
1-Year Term |
||
|---|---|---|
| Balance |
Dividend Rate |
APY |
|
$500 minimum |
3.00% |
3.02% |
|
Dividends credited semi-annually. |
||
|
2-Year Term |
||
|---|---|---|
| Balance |
Dividend Rate |
APY |
|
$500 minimum |
3.15% |
3.17% |
|
Dividends credited semi-annually. |
||
|
3-Year Term |
||
|---|---|---|
| Balance |
Dividend Rate |
APY |
|
$500 minimum |
3.20% |
3.22% |
|
Dividends credited semi-annually. |
||
IRA Savings Account Rates
|
Type |
Dividend |
APY |
|---|---|---|
|
Traditional IRA Savings |
.15% |
.15% |
|
Roth IRA Savings |
.15% |
.15% |
|
Education IRA Savings |
.15% |
.15% |
|
Dividends credited monthly. |
||
Bump Up CD Rates - 3 Year Bump Up
|
Balance |
Dividend |
APY |
|---|---|---|
|
$500 - $9,999 |
2.75% |
2.77% |
|
$10,000 - $24,999 |
3.00% |
3.02 |
|
$25,000 - $49,999 |
3.20% |
3.22% |
|
$50,000 - $99,000 |
3.25% |
3.27% |
|
$100,000 and over |
3.35% |
3.37% |
|
IRA Certificate, $500 minimum |
3.15% |
3.17% |
|
Dividends credited semi-annually. |
||
Holiday & Vacation Savings Account Rates
|
Type |
Dividend |
APY |
|---|---|---|
|
Holiday Club Savings Accounts |
0.10% |
0.10% |
|
Vacation Club Savings Accounts |
0.10% |
0.10% |
|
Dividends credited monthly. |
||
