Overdraft Protection is a convenient service that works as a revolving line of credit to pay for checking account transactions when funds are insufficient.  With an Overdraft Protection line of credit, you never have to worry about a bounced check or other checking account clearances.

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  • Revolving line of credit

  • No fee per individual overdraft transaction

  • 16% interest rate on overdraft balances

  • Overdraft limits are based on individual creditworthiness

  • Credit Life and Disability Insurance available