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Online & Convenience Services
MoneyLinQ Online Banking
Bill Pay
24-Hour Telephone Banking
E-Statements
Overdraft Protection
Direct Deposit
Payroll Deductions
ScoreCard Rewards
Wire Transfers
Switch Kit
Download forms and applicationsEmail AlertsFinancial Tools
Online & Convenience Services

Qside aims to provide members with top quality, innovative online and convenience services.  That means providing you with free and secure 24-hour online services so you can bank your way, on your own schedule, and making sure you have other convenient tools at hand to manage your money more effectively.


Choose a service:

MoneyLinQ Online Banking


Wherever you have access to the internet, you’ll be able to manage your Qside accounts. Our MoneyLinQ online banking service allows
you to do pretty much everything except withdraw cash!

Please note that because our online banking service is so secure, your password and security questions are very sensitive to lower case and capital letters, so please make sure to enter all characters in their proper cases when logging on.

Features:

  • Free and secure
  • Available 24 hours, seven days a week
  • Review account balances           
  • Monitor transaction history
  • Monitor check clearances
  • View cleared check images
  • Transfer funds between Qside accounts
  • Bill Pay – automatic, recurring, or one-time
  • E-Statements
  • View balance and market value of online accounts including checking, savings and investments, credit cards, and IRA accounts
  • Download site information into money management programs
  • Compatible with Quicken or Microsoft Money programs

 

Click here to login into your MoneyLinQ account

Bill Pay



Need to improve your credit score? Or are you simply tired of paying bills one by one, searching for stamps or paying late fees?

Then Qside’s Bill Pay service is for you. Improve your credit score and never make a late or missed payment again with Qside's Bill Pay. 

Choose between free online bill pay directly through Qside MoneyLinQ online banking, or have a Qside Member services representative handle your bill payments at $2 per payment. 

Features:

  • Free online bill pay through Qside MoneyLinQ online banking
  • Improve your credit score by never missing payment deadlines
  • Convenient and secure
  • Schedule automatic, recurring bill payments, or set up one-time bill payments
  • Quick and easy to manage
  • Online Bill Pay is better for the environment – reduce waste by eliminating checks, envelopes and stamps
  • Option to have a Qside member services representative handle your bill payments for a low $2 fee per payment 
24-Hour Telephone Banking

 

Access your accounts and perform various banking transactions by telephone.

Qside's 24-hour telephone banking system (AMPS – Automated Member Phone Service) puts you in touch with your accounts from any touch-tone phone in the world – at any time of the day or night.

Features:

  • Free and secure
  • Available 24 hours
  • Review account balances
  • Monitor check clearances
  • Transfer funds between Qside accounts
  • Monitor transaction history
  • Perform check withdrawals
  • Change your PIN
  • Check dividend earnings
  • Get current rates
  • After enrolling, access AMPS at (718) 353-1300, Option #1
E-Statements

  

Simplify your life with E-Statements. 

What Are E-Statements?

E-Statements are electronic versions of your account statements that look and function just like traditional paper statements – minus the clutter and risk of ID theft associated with paper delivery! 
 
They’re available to you 24/7 from any internet connection and delivered sooner than paper statements. When you sign up, you’ll receive email notifications when new statements are ready to be retrieved from your Qside MoneyLinQ online banking account. Don’t have a MoneyLinQ user ID or password (click here)?

Features:
  • Free!
  • No more paper statements to keep track of or file
  • Stores past statements so you don't have to
  • Delivered securely to your Qside MoneyLinQ online banking account
  • You'll get email notifications when new statements are ready to be retrieved
  • Accessible 24/7 from any internet connection
  • Download, save and store E-Statements on your home computer
  • Search through your E-Statements by keyword
  • Secure – Eliminate the exposure of your personal information in the mail or trash
  • Fast – Available days before a paper statement would arrive by mail
  • Better for the environment – members can collectively reduce waste by eliminating tens of thousands of envelopes and paper
  1. Log in to MoneyLinQ, or enroll in MoneyLinQ here.
     
  2. Click on “Services” at the top right corner, then click on “Email Preferences”.
     
  3. Click on "Add" to add your email address.  Enter your email address where prompted, select the box under “Statements” beside your newly-entered email address, then "Save".
     
  4. In the sentence below your email address, click on the linked word "here".  You will be redirected to a new page where you must un-select "Normal Mail" (so the box does not have a checkmark), then select "E-Mail".   Now you're done!
     
     Or, complete and return this form by fax, mail or in person.

 

Direct Deposit


Direct Deposit immediately deposits your entire paycheck, retirement check, tax refund or other government-issued check into your account electronically.  It’s the most convenient way to deposit your income.  And direct deposited funds are cleared instantly so you can use your money right away. 


Features:

  • Free
  • Entire pay is deposited immediately into your account, directly from the payee
  • Funds are available to you instantly
  • You can enroll in Direct Deposit for various Qside accounts, including Free Checking, Savings, Money Market, Holiday and Vacation Club Savings, and IRA accounts
  • If you only want a portion of your paycheck deposited, see our Payroll Deduction service.
  • Qside Routing Number: 221476413


     

Enroll Today

To enroll, just request Direct Deposit through your employer or payee and provide them with our routing number (221476413) as well as your Qside account number. 

Payroll Deduction


 

With time-saving Payroll Deduction, you can have money
from your paychecks automatically distributed to your loan,
savings, or credit card accounts. You decide the amount,
and where you want it distributed. We'll handle the rest.
 

You will still get a regular paycheck on payday, less the amount you've chosen to distribute. If you would rather have your entire paycheck deposited into one of your Qside accounts, click to Direct Deposit.

And, when you use Payroll Deduction to pay off your Qside loans1, you’ll receive a 0.50% discount off your loan rate2. It’s a great way to maintain good credit, keep on top of your loan payments and grow your savings. 


Benefits:

  • It's free!
  • Receive a 0.50% APR discount for using Payroll Deduction to pay off Qside loans
  • Improve your credit score by eliminating missed or late loan / credit card payments
  • Eliminate late fees
  • Pay less interest over the life of a loan by choosing weekly or biweekly deductions
  • Convenience -- no more checks, stamps or manual payments
  • Save money automatically, without struggle


Payroll Deduction Requests:


 
 

1Excludes stock, share and certificate secured, Overdraft Protection, Holiday, Vacation and real estate loans
2If Payroll Deduction is discontinued, your APR will increase by 0.50%

ScoreCard Rewards


Our ScoreCard Rewards program earns you points to redeem for valuable gifts, travel, music downloads, movie tickets, and sports memorabilia.  ScoreCard Rewards are offered on the Qside ATM/Visa Debit card, Visa Classic, or Visa Platinum Rewards credit cards. 

   

Reward Points
Qside Free Checking ATM/Visa Debit Card
Earn one point per every $2 spent
on signature-based purchases*
Visa Classic
Credit Card
Earn one point per every $1 spent**
Visa Platinum Rewards Credit Card
Earn one point per every $1 spent**
 

How It Works


Customer Service

All questions or concerns regarding ScoreCard Rewards should be directed to the Award Headquarters Customer Service team 24/7 at (800) 854-0790

The Award Headquarters Customer Service team is now available to assist with ScoreCard program inquiries 24 hours a day, 7 days a week (excluding major holidays).  For travel reservation hours and other methods of communication, please refer to the ScoreCard Rewards Contact Us page.

Visit www.scorecardrewards.com for more information. 




Combining Points

Maximize your redemption power by combining ScoreCard Rewards Points from multiple cards:

  • Log in to www.scorecardrewards.com
     
  • Click on "Householding" at the top right
     
  • Click "Continue" after reviewing program description and rules
     
  • Complete the application form
     
  • A confirmation will be displayed as well as emailed to you upon completion


 

 

 

 

 *Bonus Points are not applicable to PIN-based ATM / Visa Debit Card transactions or ATM withdrawals
**Applies to purchase transactions only, does not apply to cash advance transactions.

Wire Transfers

 

Do you need to get money to far-away family, friends or institutions– and fast?

Rest easy with Qside’s wire transfers.  Simply provide us with the amount you need to send as well as the account and routing number or ABA number of where the money is going, and we'll have the money wired out of your account and on its way the next business day*. 



*Qside’s domestic wire transfer fee is $15 per transfer.  The international wire transfer fee is $50 per transfer.  This does not include any fees the recipient’s institution may charge. 

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