Borrow Up To $5,000 For A Staycation, Vacation, Home Repairs and More
Available May 23rd - September 2nd
From May 23, 2016 through September 2, 2016, members can take advantage of our Vacation Loans. With an up-front loan like this, you'll know exactly how much of a vacation you can afford and can start making your reservations right away. Don't delay, the longer you wait, the faster the hotel and airfare prices rise!
> Borrow up to $5,000
> Rates as low as 9.0% APR*
> Take up to 18 months to repay the loan
> Limited time only!
Apply online here from May 23 - September 2, 2016. Or, click here for more information.
*APR=Annual Percentage Rate.
Skip A Loan Payment
Take A Break From Your Loan
Available May 27th - July 1st
Take a break from your loan payment this summer. With Qside's Skip a Loan Payment, you can skip the July or August payment on your qualifying Qside loans*.
> To skip your payment for July 2016, the request form is due May 27, 216
> To skip your payment for August 2016, the request form is due July 1, 2016
There's a low $45 processing fee per loan to take advantage of this offer, which we'll deduct from your Share Savings or Checking account. If you make your loan payments automatically with Payroll Deduction or Direct Deposit, your payment will be deposited back into your Share Savings account. Please note that interest will continue to accumulate on your loan during the month you skip your payment.
Download the Skip A Loan Payment request form here.
*Excludes real estate, credit card and CE (CE - New Member) loans.
Annual Membership Meeting
June 15, 2016
Date: Wednesday, June 15, 2016
Time: 5:30 PM
96-43 Springfield Boulevard
Queens Village, NY 11429
(free parking on 97th Avenue)
One of the most important aspects of credit union membership is that every member is an owner with a voice and a vote in their financial cooperative. This aspect comes to life each year as we gather as a community of member/owners for our Annual Membership Meeting.
The Annual Membership Meeting provides an opportunity for you to be involved and informed about the credit union, and to connect with other member/owners and staff in a celebration of the cooperative spirit. Whether this is your first Annual Membership Meeting or you are a past attendee, we look forward to welcoming you, where we will:
• Review the credit union’s financial condition.
• Hold an election for our volunteer Board of Directors*.
• Spotlight 2015 accomplishments and plans for the future.
Please make every effort to attend this important event. The credit union branch will close promptly at 2:00 PM on the day of the Annual Membership Meeting.
*When there is only one nominee for each position to be filled on the Board of Directors, the election will not be conducted by ballot and no nominations will be accepted from the floor of the Annual Membership Meeting. For this year, Qside FCU's Nominating Committee has announced the following candidates for the credit union's Board of Directors: Joy Crichlow** and Jennifer Queally**. Additional nominations may be made by any member by written petition, signed by a minimum of 1% of the credit union membership. Petitions must be received by May 6, 2016, and submitted to: The Secretary, Qside Federal Credit Union, 211-31 Jamaica Avenue, Queens Village, NY 11428.
**The candidates are incumbents.
Mobile Banking Is Here!
Introducing Our MoneyLinQ Mobile Banking App
Download The App Today
Manage your Qside accounts on the go with Qside FCU’s MoneyLinQ Mobile Banking App.
Our free mobile banking app gives you the freedom to check account balances, make loan payments, transfer funds and more no matter where you are, with the same secure credentials as online banking.
>> View account balances and transactions
>> Make loan payments
>> Transfer funds between Qside accounts
>> Locate a branch, shared branch or ATMs near you
>> Apply for loans
>> Available for iOS and Android devices
>> And more!
For more information, or to download the app, click here.
As we celebrate our 75th anniversary, the MoneyLinQ Mobile Banking App is just one of several new systems we're rolling out to better serve our membership. Other systems we have introduced this year include our Membership Expansion, ATM System Upgrade and streamlined Automated Loan Application system. Stay tuned for more to come!
ATM System Upgrade
Serving You Better
Qside Federal Credit Union is pleased to announce we have upgraded our ATM system.
This ATM system upgrade features real-time data processing. ATM withdrawals and deposits will post to your Qside accounts immediately, providing you with accurate, up-to-date balance and transaction information 24 hours, 7 days a week.
> Real-time data processing
> ATM transactions on your Qside accounts will post immediately
> Accurate, up-to-date balance information 24/7
> Enhanced credit union experience
As we celebrate our 75th anniversary this year, the ATM system upgrade is just one of several new systems we're rolling out in 2015 to better serve our membership. Stay tuned for more to come!
Now Serving Even More People In Queens And Beyond
Membership Eligibility Community Expanded
Qside Federal Credit Union is proud to announce the credit union has expanded its membership eligibility community! With this expansion, Qside FCU can offer the benefits of credit union membership to even more people in Queens.
The following Queens neighborhoods have been added to our membership eligibility community:
> Cambria Heights
> Jamaica Estates
> Jamaica Hills
> Ozone Park
> Richmond Hill
> South Jamaica
> South Ozone Park
> St. Albans
Businesses and people who live, work, study or worship within certain areas of the neighborhoods above are now eligible to join Qside FCU, in addition to our previous eligibility community (including certain areas of Auburndale, Bayside, College Point, Corona, East Elmhurst, Flushing and Murray Hill).
Click for an interactive map of coverage areas.
Qside FCU Celebrates 75 Years of "People Helping People"
75 years ago, a group of employees from Con Edison’s Waterside Power Plant banded together to form an institution that would help each other save and borrow money. Based on the concept of “people helping people”, the idea was that its members would pool their funds to make loans to one another, at more affordable interest rates than traditional banks.
Today, this institution – originally chartered as Waterside Federal Credit Union in 1940 – has grown and flourished to what is now Qside Federal Credit Union. With more than $50 million in assets, and serving over 9,000 members, our 75th anniversary is a proud milestone for the credit union.
Borrow Smart. Buy Smart.
Great Deals at Enterprise Car Sales
This Month Only
Qside and Enterprise Car Sales are teaming up again to offer you a great deal.
Buy a car from Enterprise Car Sales and finance it with Qside FCU to low low rates, and get Kelley Blue Book value on trade-in vehicles.
Don't risk getting scammed or buying a lemon from a no-name used car dealer. Enterprise Car Sales offers a free CARFAX history report, 7-day return agreement, 12-month or 12,000 mile powertrain warranty, no-haggle pricing, vehicle service contracts, roadside assistance and more.
To take advantage of this deal, browse Enterprise's car inventory at www.enterprisecarsales.com and pick out your car. Then, apply for the auto loan at Qside here and indicate "enterprise car sales promotion" where asked. Enterprise Car Sales has locations conveniently positioned throughout the tri-state area, locations available at the website above. For complete information, rules and terms, visit the Enterprise Car Sales website. Not to be combined with any other offer.
*APR = Annual Percentage Rate.
We've made the switch a little easier.
Everything you need to move your accounts to Qside FCU is right here.
Our Switch Kit provides you with all the forms you need to move your accounts to Qside FCU, in just 4 easy steps. Click here to get started or for more information.
We are pleased to announce that we have expanded our mortgage loan program to now include FHA (Federal Housing Administration) mortgage loans and refinances.
With FHA mortgage loans, the minimum amount for a down payment on a home is only 3.5%.
Compare that to the 10% down payment required for traditional mortgage loans and you'll agree that a FHA mortgage could be the key to finally owning your own home. For example, if you find a home for $200,000, the down payment could be as little as $7,000 with a FHA home loan.
What are FHA loans?
The FHA loan program is designed to promote homeownership. FHA loans are mortgages that are insured by the Federal Housing Administration, an agency of the federal government. The FHA is not a lender – rather, it insures loans against default, protecting approved lenders like Qside so we can offer a better deal with greater flexibility than conventional home loans.
What are the advantages of an FHA loan?
Advantages include: much lower down payments than conventional mortgages, allowing homebuyers to purchase a home sooner; down payments can be funded from gifted money (other loan programs don't allow this); FHA loan rates are typically lower than conventional mortgages; it's easier to qualify for an FHA loan than a conventional mortgage.
Visit the Qside FCU Mortgage Loan Center for custom rates, easy pre-qualification and expert advice to guide you through the home loan process. Choosing your credit union is the first step toward an affordable home loan.
Exclusive Member Discount:
Talk About Savings! The Sprint Credit Union Member Discount.
Save With Sprint.
How would you like valuable savings on monthly wireless data bills? You get all that and more thanks to Qside Federal Credit Union and Sprint’s Credit Union Member Discount.
There are two ways to save with Sprint:
· Get a 10% discount on select regularly priced Sprint monthly data service
· Valid in conjunction with other credit union and Sprint National handset and other promotions
· Mention Corporate ID: NACUC_ZZM
· Get a 15% discount on select regularly priced Sprint monthly data service
· Valid in conjunction with other credit union and Sprint National handset and other promotions
· Mention Corporate ID: NACUC_ZDS_ZZM
4 Ways to Verify Your Credit Union Membership And Get Your Discount
1- Free Love My Credit Union Rewards app for Android and/or iPhone
-iPhone users find it at the Apple App Store
-Android users find the app in Google Play
-Search for "Love My Credit Union Rewards"
-You will prompted to black out all confidential information within the app
4- Sign up for Sprint’s AutoPay using your credit union checking account or credit union debit/credit card: http://www.sprint.com/
||Monday, May 30, 2016
||Qside Annual Meeting
||Wednesday, June 15, 2016
||8:00 AM - 2:00 PM
||Monday, July 4, 2016
||Monday, September 5, 2016
||Monday, October 10, 2016