Loan Rates


 

Mortgage Rates

 

Equi-Fix℠ Home Equity Loan Rates

Term

APR

60 months

4.25%

120 months

5.75%

180 months

6.75%

Rates effective 09/01/2014
 

Equi-Flex℠ Home Equity Line of Credit Rates

Term

APR

Revolving Line of Credit

5.75%
 

Auto Loan Rates, New and Used Cars

Term

APR

0-35 months
1.79%* - 14.45%

36-59 months

2.25%* - 14.95%

60-83 months

2.75%* - 15.45%

84 months

3.95%* - 15.95%

*lowest APR is a result of all available rate discounts such as down payment and direct deposit. Not all borrowers will qualify for the lowest APR. Rates effective 03/01/2017.

 

Boat or RV Loan Rates, New and Used Vehicles

Term

APR

Up to 48 months

1.79%* - 14.45%

60 months

2.25%* - 14.95%

72 months

2.75%* - 15.45%

84 months or more

3.95%* - 15.95%

*lowest APR is a result of all available rate discounts such as down payment and direct deposit. Not all borrowers will qualify for the lowest APR. Rates effective 03/01/2017.

 

Motorcycle Loan Rates, New and Used Vehicles

Term

APR

0-35 months

1.79%* - 14.45%

36-48 months 2.25%* - 14.95%

*lowest APR is a result of all available rate discounts such as down payment and direct deposit. Not all borrowers will qualify for the lowest APR. Rates effective 03/01/2017.

 

Signature Loan Rates

Term

APR

Up to 72 months

7.45%* - 17.95%

*not all borrowers will qualify for the lowest APR. Rates effective 03/01/2017.

 

Secured Loan Rates

Type

Term

APY

Savings and Certificate Secured Loans

Up to 48 months

4.00%

84 months

4.75%

120 months

5.50%

Stock Secured Loans**

Up to 60 months

7.50%

**Stock Secured Loans of less than $15,000 have a maximum repayment term of 36 months. Rates effective 09/01/2014.

 

Overdraft Protection Line of Credit Rates

Term

APR

Revolving Line of Credit***

16.00%

***Minimum monthly payment is calculated by multiplying the balance on the last day of the month by 4%. The minimum monthly payment will never be less than $20.00.

 

Holiday and Vacation Loan Rates

Type

Term

APY

Holiday Loans

Up to 18 months

9.00%

Vacation Loans

Up to 18 months

9.00%

Rates apply to the 2018 Holiday and Vacation seasons.

 

Qside MasterCard Credit Card Rates

Card

APR

MasterCard Classic Credit Card

12.9%

MasterCard Platinum Credit Card

8.9%

MasterCard Platinum Rewards Credit Card

9.9%

 

Loans paid via direct deposit will receive a 0.50% discount off the APR.  If direct deposit is discontinued, your APR will increase by 0.50% (excluding Stock-, Share- and Certificate-Secured, Overdraft Protection and Real Estate Loans).

*Lowest APR is a result of all available rate discounts such as down payment and direct deposit.

**Stock Secured Loans of less than $15,000 have a maximum repayment term of 36 months.

***Minimum monthly payment is calculated by multiplying the balance on the last day of the month by 4%.  The minimum monthly payment will never be less than $20.00.