HOME EQUITY LOANS & HELOCS


 

Whether you need funds for home improvement, taxes, medical expenses, college, a wedding, or debt consolidation, you can pay for it with a Qside Home Equity Loan or HELOC (Home Equity Line of Credit).

Apply Today!

 

 

Equi-Fix℠  Home Equity Loans

Get all the money you need at once and lock in low fixed-rates at the same time.

  • Fixed-rate loan

  • Funds are lent at once, in one lump sum

  • Refinancing available

  • Borrowing limits based on your individual creditworthiness

  • Customize your repayment schedule with terms of up to 15 years

  • Pre-set monthly payments for the entire term of your loan

  • Pre-pay your balance without penalty

  • Interest may be tax deductible (check with your tax advisor)

  • Pre-Approval available – just begin the application process indicating the dollar amount you want to borrow

  • Credit Life and Disability Insurance available


 

Equi-Flex℠ HELOC

With this revolving HELOC (Home Equity Line Of Credit), you can borrow a little or borrow a lot – as often as you want.

  • Variable-rate line of credit

  • Borrowing limits based on your individual creditworthiness

  • Flexibility – borrow funds only as you need them

  • Serves as a safety net for unexpected expenses

  • Only pay interest on what you actually spend

  • 10-year access period

  • Customize your repayment schedule with terms of up to 15 years

  • Pre-pay your balance without penalty

  • Interest may be tax deductible (check with your tax advisor)

  • Pre-Approval available – just begin the application process indicating the dollar amount you want to borrow

  • Credit Life and Disability Insurance available