|
Checking Accounts
|
|
Balance Amount
|
Dividend
|
APY
|
|
$1 - $999.99
|
0.10%
|
0.10%
|
|
$1,000 - $2,499.99
|
0.15%
|
0.15%
|
|
$2,500 - $4,999.99
|
0.25%
|
0.25%
|
|
$5,000 and over
|
0.45%
|
0.45%
|
|
Dividends credited monthly.
Rates effective 6/27/2011. Rates subject to change without notice.
|
|
|
|
|
Savings Accounts
|
|
Balance Amount
|
Dividend
|
APY
|
|
$25 - $2,499.99
|
0.35%
|
0.35%
|
|
$2,500 and over
|
0.45%
|
0.45%
|
|
Dividends credited monthly.
Rates effective 6/27/2011. Rates subject change without notice.
|
|
|
|
|
Money Market Accounts
|
|
Balance Amount
|
Dividend
|
APY
|
|
$5,000 - $9,999.99
|
.50%
|
.50%
|
|
$10,000 - $24,999.99
|
.55%
|
.55%
|
|
$25,000 - $49,999.99
|
.70%
|
.70%
|
|
$50,000 and over
|
.85%
|
.85%
|
|
Dividends credited monthly.
Rates effective 01/01/2012. Rates subject to change without notice.
|
|
|
|
|
CDs
|
|
|
6-Month Term
|
1-Year Term
|
2-Year Term
|
3-Year Term
|
|
Balance
|
Dividend
|
APY
|
Dividend
|
APY
|
Dividend
|
APY
|
Dividend
|
APY
|
|
$500 - $9,999
|
0.45%
|
0.451%
|
0.60%
|
0.60%
|
1.15%
|
1.15%
|
1.45%
|
1.46%
|
|
$10,000 - $24,999
|
0.55%
|
0.551%
|
0.70%
|
0.70%
|
1.25%
|
1.25%
|
1.55%
|
1.56%
|
|
$25,000 - $49,999
|
0.60%
|
0.601%
|
0.75%
|
0.75%
|
1.30%
|
1.30%
|
1.60%
|
1.61%
|
|
$50,000 - $99,000
|
0.65%
|
0.651%
|
0.80%
|
0.80%
|
1.35%
|
1.36%
|
1.70%
|
1.71%
|
|
$100,000 and over
|
0.75%
|
0.751%
|
0.90%
|
0.90%
|
1.45%
|
1.46%
|
1.80%
|
1.81%
|
|
Dividends credited semi-annually.
Rates Effective 12/26/2011. Rates subject to change without notice.
|
|
|
|
|
IRA Certificates
|
|
|
1-Year Term
|
2-Year Term
|
3-Year Term
|
|
|
Dividend Rate
|
APY
|
Dividend Rate
|
APY
|
Dividend Rate
|
APY
|
|
$500 minimum
|
0.70%
|
0.70%
|
1.25%
|
1.26%
|
1.55%
|
1.56%
|
|
Dividends credited semi-annually.
Rates Effective 11/01/2011. Rates subject to change without notice.
|
|
|
|
|
IRA Savings Accounts
|
|
|
Dividend
|
APY
|
|
Traditional IRA Savings
|
.55%
|
.55%
|
|
Roth IRA Savings
|
.55%
|
.55%
|
|
Education IRA Savings
|
.55%
|
.55%
|
|
Dividends credited monthly.
Rates effective 5/01/2011. Rates subject to change without notice.
|
|
|
|
|
Bump Up CDs
|
|
|
3-Year Bump Up
|
|
Balance
|
Dividend
|
APY
|
|
$500 - $9,999
|
1.40%
|
1.41%
|
|
$10,000 - $24,999
|
1.50%
|
1.51%
|
|
$25,000 - $49,999
|
1.55%
|
1.56%
|
|
$50,000 - $99,000
|
1.60%
|
1.61%
|
|
$100,000 and over
|
1.70%
|
1.71%
|
|
IRA Certificate, $500 minimum
|
1.50%
|
1.51%
|
|
Dividends credited semi-annually.
Rates Effective 11/01/2011. Rates subject to change without notice.
|
|
|
|
|
Holiday and Vacation Savings Account Rates
|
|
|
Dividend
|
APY
|
|
Holiday Club Savings Accounts
|
0.35%
|
0.35%
|
|
Vacation Club Savings Accounts
|
0.50%
|
0.50%
|
|
Dividends credited monthly.
Rates effective 6/27/2011. Rates subject to change without notice.
|
|
|
|
