Qside aims to provide members with top quality, innovative online and convenience services.  That means providing you with free and secure 24-hour online services so you can bank your way, on your own schedule, and making sure you have other convenient tools at hand to manage your money more effectively.


Choose a service:

• Online Banking
• Bill Pay
• 24-Hour Telephone Banking
• E-Statements
• Overdraft Protection
• Direct Deposit
• Payroll Deductions
• ScoreCard Rewards
• Wire Transfers
   

Wherever you have access to the internet, you’ll be able to manage your Qside accounts. Our MoneyLinQ online banking service allows
you to do pretty much everything except withdraw cash!

Please note that because our online banking service is so secure, your password and security questions are very sensitive to lower case and capital letters, so please make sure to enter all characters in their proper cases when logging on.

Features:

• Free and secure
• Available 24 hours, seven days a week
• Review account balances           
• Monitor transaction history
• Monitor check clearances
• View cleared check images
• Transfer funds between Qside accounts
• Bill Pay – automatic, recurring, or one-time
• E-Statements
• View balance and market value of online accounts including checking, savings and investments, credit cards, and IRA accounts
• Download site information into money management programs
• Compatible with Quicken or Microsoft Money programs

Click here to login into your MoneyLinQ account

Let Qside handle your bill payments for you.

If you’re tired of paying bills one by one, searching for stamps or paying late fees, Qside’s online Bill Pay service is for you.  With this very convenient membership benefit, just tell us whom to pay and how much, and we'll have your monthly, quarterly or annual bills automatically deducted from your checking account – on time with no stress to you!

Features:

• Convenient
• Secure
• Schedule automatic, recurring bill payments, or set up one-time bill payments
• Quick and easy to manage
• Online Bill Pay is better for the environment – reduce waste by eliminating checks, envelopes and stamps
• For a low $2 fee per payment, let Qside handle all the work for you
   

Access your accounts and perform various banking transactions by telephone.

Qside's 24-hour telephone banking system (AMPS – Automated Member Phone Service) puts you in touch with your accounts from any touch-tone phone in the world – at any time of the day or night.

Features:

• Free and secure
• Available 24 hours
• Review account balances
• Monitor check clearances
• Transfer funds between Qside accounts
• Monitor transaction history
• Perform check withdrawals
• Change your PIN
• Check dividend earnings
• Get current rates
• After enrolling, access AMPS at (718) 353-1300, Option #1

• Free!
• No more paper statements to keep track of or file
• Stores past statements so you don't have to
• Delivered securely to your Qside MoneyLinQ online banking account
• You'll get email notifications when new statements are ready to be retrieved
• Accessible 24/7 from any internet connection
• Download, save and store E-Statements on your home computer
• Search through your E-Statements by keyword
• Secure – Eliminate the exposure of your personal information in the mail or trash
• Fast – Available days before a paper statement would arrive by mail
• Better for the environment – members can collectively reduce waste by eliminating tens of thousands of envelopes and paper

1. Log in to MoneyLinQ, or enroll in MoneyLinQ here.
    
2. Click on “Services” at the top right corner, then click on “Email Preferences”.
    
3. Click on "Add" to add your email address.  Enter your email address where prompted, select the box under “Statements” beside your newly-entered email address, then "Save".
    
4. In the sentence below your email address, click on the linked word "here".  You will be redirected to a new page where you must un-select "Normal Mail" (so the box does not have a checkmark), then select "E-Mail".   Now you're done!
    

Direct Deposit immediately deposits your entice paycheck, retirement check, tax refund or other government-issued check into your account electronically.  It’s the most convenient way to deposit your income.  And direct deposited funds are cleared instantly so you can use your money right away. 


Features:

• Free
• Entire pay is deposited immediately into your account, directly from the payee
• Funds are available to you instantly
• You can enroll in Direct Deposit for various Qside accounts, including Free Checking, Savings, Money Market, Holiday and Vacation Club Savings, and IRA accounts
• If you only want a portion of your paycheck deposited, see our Payroll Deduction service.
  
  
   

Enroll Today

To enroll, just request Direct Deposit through your employer or payee and provide them with our routing number (221476413) and your Qside account number. 

Qside’s Payroll Deduction service allows you to have a portion of your paychecks automatically deposited into your Qside accounts, for Qside loan account payments, Qside Visa credit card payments,
or transferred into any of your Qside savings or investment accounts. See our Direct Deposit service if you want your entire paycheck deposited into your Qside accounts.

When you use Payroll Deduction to pay off your Qside loans*, you’ll receive a 0.50% discount off loan APRs**.   There are more options for payment scheduling, as well as the potential for additional savings.

It’s a great way to maintain good credit, keep on top of your loan payments and save money. 


Features:

• Free
• Have a portion of your Direct Deposit funds automatically transferred to your other Qside accounts
• Receive a 0.50% APR discount**, more options for payment scheduling, as well as the potential for additional savings when you use Payroll Deductions to pay off your Qside loans**
• Conveniently submit Visa credit card payments and avoid late fees
• Maintain good credit by consistently making payments on time
• Automatically deposit money into your Qside savings or investment accounts

Payroll Deduction Requests:

• To request a Payroll Deduction, or change your current Payroll Deduction amount, complete the Payroll Deduction Authorization Form

*Excludes stock, share and certificate secured, Overdraft Protection, Holiday, Vacation and real estate loans
**If Payroll Deduction is discontinued, your APR will increase by 0.50%

Our ScoreCard Rewards program earns you points to redeem for valuable gifts, travel, music downloads, movie tickets, and sports memorabilia.  ScoreCard Rewards are offered on the Qside ATM/Visa Debit card, Visa Classic, or Visa Platinum Rewards credit cards. 

How It Works

• You'll start earning points automatically on qualified purchases as soon as you open one of the above Qside cards
  
  
• Browse the reward catalog to view the many redemption options
  
  
• In order to view or redeem your points, you must first create a profile.
   
• Maximize your redemption power by combining points earned on all the above Qside cards. 
   
• Click here for Frequently Asked Questions
   

Customer Service

All questions or concerns regarding ScoreCard Rewards should be directed to the Award Headquarters Customer Service team 24/7 at (800) 854-0790. 

Visit www.scorecardrewards.com for more information. 

 *Bonus Points are not applicable to PIN-based ATM / Visa Debit Card transactions or ATM withdrawals
**Applies to purchase transactions only, does not apply to cash advance transactions.

Do you need to get money to far-away family, friends or institutions– and fast?

Rest easy with Qside’s wire transfers.  Simply provide us with the amount you need to send as well as the account and routing number or ABA number of where the money is going, and we'll have the money wired out of your account and on its way the next business day*. 



*Qside’s domestic wire transfer fee is $15 per transfer.  The international wire transfer fee is $50 per transfer.  This does not include any fees the recipient’s institution may charge.