FRAUDULENT EMAIL CIRCULATING
Qside FCU has recently been made aware of a phishing scam that is circulating via email in an attempt to obtain cardholder information. These emails are false and should be deleted immediately without any response to the sender. Please click here for details on this scam.
Skip A Loan Payment
Free Your Cash This Holiday Season
Now Through December 2nd
Skip a loan payment on your qualifying loans* and free-up your cash the holiday season. You can skip your December or January loan payment.
Look out for your Skip-A-Payment request form in the mail, or get it here.
>> To skip your payment for December, the request form must be received by Nov. 1st.
>> To skip your payment for January, the request form must be received by Dec. 2nd.
There's a low $45 processing fee per loan to take advantage of this offer, which we'll deduct from your Share Savings or Checking account. If you make your loan payments automatically with Payroll Deduction or Direct Deposit, your payment will be deposited back into your Share Savings account. Please note that interest will continue to accumulate on your loan during the month you skip your payment.
*Excludes real estate, credit card and CE (CE - New Member) loans.
2014 Qside College Scholarship Program
Over $36,000 in Scholarships Awarded Since 2003
The Qside College Scholarship Program is a product of our long-standing commitment to the prosperity of our young members.
It is our goal to support the aspirations of students in pursuit of higher education, who hope to make significant contributions to society.
Since 2003, we have granted over $36,000 in college scholarships to our young members.
Click here for more information and to get started.
Upgrade The Holidays
October 7th Through January 10th
Take out a Holiday Loan this year for holiday shopping, a winter trip, a special visit to relatives, to upgrade a vacation you already planned -- or for another seasonal need. Click here to apply or for further information.
* Borrow up to $5,000
* Repayment terms of up to 18 months
* Rates as low as 9.0% APR*
* Available October 7, 2013 – January 10, 2014
*APR = Annual Percentage Rate. Actual rate may vary based on individual creditworthiness.
Follow Us To The New Branch!
Opened on Monday, August 19, 2013
Your loyal membership has allowed us to purchase a new building for our new branch, conveniently located just minutes away from the previous branch.
Our branch will now be located just a few minutes away from the previous branch, at:
211-31 Jamaica Avenue
Queens Village, NY 11428
Phone and fax numbers have not changed.
The new branch is conveniently located near the Grand Central Parkway, Cross Island and Clearview Expressways, as well as the Queens Village station on the LIRR and stops along the Q110 and Q36 bus lines. Click here for directions.
The branch in Flushing closed for business at 2:00 PM on Friday, August 16, 2013.
The new branch in Queens Village opened for business at 8:00 AM on Monday, August 19, 2013!
The Newsletter for Qside FCU
NEW - LOWER RATES!
We've Lowered Our Auto Loan Rates!
New, Used or Refinanced Cars
As Low As 2.0% APR
Got your eye on a new or used car? Need to lower the monthly payments on your current auto loan obtained elsewhere? We've got your auto loan!
For starters, gear down to a better loan for as low as 2.0% APR* with up to 48 months to repay. Or, pay as low as 2.25% for up to 72 months. Even better, take our 84 month auto loan for a test drive, at a great rate as low as 2.75% APR.
*APR = Annual Percentage Rate. Not all borrowers will qualify.
NEW - LOWER RATES!
Borrow Smart. Buy Smart.
"Perfect Picks" Auto Sales Event:
Now Through January 31, 2014
Qside and Enterprise Car Sales are teaming up again to offer you a great deal.
Buy a car from Enterprise Car Sales and finance it with Qside FCU to get rates as low as 1.50% APR*, and get Kelley Blue Book value on trade-in vehicles.
Don't risk getting scammed or buying a lemon from a no-name used car dealer. Enterprise Car Sales offers a free CARFAX history report, 7-day return agreement, 12-month or 12,000 mile powertrain warranty, no-haggle pricing, vehicle service contracts, roadside assistance and more.
Offer available November 29, 2013 - January 31, 2014. To take advantage of this deal, browse Enterprise's car inventory at www.enterprisecarsales.com and pick out your car. Then, apply for the auto loan at Qside here and indicate "enterprise car sales promotion" where asked. Enterprise Car Sales has locations conveniently positioned throughout the tri-state area, locations available at the website above. For complete information, rules and terms, visit the Enterprise Car Sales website. Not to be combined with any other offer.
*APR = Annual Percentage Rate.
We've made the switch a little easier.
Everything you need to move your accounts to Qside FCU is right here.
Our Switch Kit provides you with all the forms you need to move your accounts to Qside FCU, in just 4 easy steps. Click here to get started or for more information.
We are pleased to announce that we have expanded our mortgage loan program to now include FHA (Federal Housing Administration) mortgage loans and refinances.
With FHA mortgage loans, the minimum amount for a down payment on a home is only 3.5%.
Compare that to the 10% down payment required for traditional mortgage loans and you'll agree that a FHA mortgage could be the key to finally owning your own home. For example, if you find a home for $200,000, the down payment could be as little as $7,000 with a FHA home loan.
What are FHA loans?
The FHA loan program is designed to promote homeownership. FHA loans are mortgages that are insured by the Federal Housing Administration, an agency of the federal government. The FHA is not a lender – rather, it insures loans against default, protecting approved lenders like Qside so we can offer a better deal with greater flexibility than conventional home loans.
What are the advantages of an FHA loan?
Advantages include: much lower down payments than conventional mortgages, allowing homebuyers to purchase a home sooner; down payments can be funded from gifted money (other loan programs don't allow this); FHA loan rates are typically lower than conventional mortgages; it's easier to qualify for an FHA loan than a conventional mortgage.
Visit the Qside FCU Mortgage Loan Center for custom rates, easy pre-qualification and expert advice to guide you through the home loan process. Choosing your credit union is the first step toward an affordable home loan.
Why Throw Away Your Money?
Save With Sprint.
Join the over 1.2 Million credit union members nationwide that are already saving over $124 million on their wireless plans! Qside Federal Credit Union is pleased to bring our members these major savings through the Sprint Credit Union Member Discount Plan.
Ways you can save:
· 10% off most regularly priced Sprint individual service plans
· 15% off most regularly priced Sprint business service plans
· Waived activation fee on new activations
· Waived upgrade fee
· Available to new and existing Sprint customers
Enjoy the perks, benefits and exclusive discounts that only credit union members like you can receive.
3 Ways to Get Your Discount:
- Call 877.SAVE.4CU (877.728.3428) and let them know you’re a credit union member. Ask to be a part of the NACUC_ZZM Corporate ID to save
- Click www.SprintSave4CU.com
- Visit your nearest Sprint store
What are you waiting for? Start saving today!
||Tuesday, December 24, 2013
||8:00 AM - 12:00 NOON
||Wednesday, December 25, 2013
||New Year's Eve
||Tuesday, December 31, 2013
||8:00 AM - 12:00 NOON
||New Year's Day
||Wednesday, January 1, 2014