The Newsletter for Qside FCU
Annual Membership Meeting
June 18, 2014
Date: Wednesday, June 18, 2014
Time: 5:30 PM
Location: Sheraton LaGuardia East Hotel, 135-20 39th Avenue, Flushing NY 11354
(around the corner from the 7 train at Main St.)
One of the most important aspects of credit union membership is that every member is an owner with a voice and a vote in their financial cooperative. This aspect comes to life each year as we gather as a community of member/owners for our Annual Membership Meeting.
The Annual Membership Meeting provides an opportunity for you to be involved and informed about the credit union, and to connect with other member/owners and staff in a celebration of the cooperative spirit. Whether this is your first Annual Membership Meeting or you are a past attendee, we look forward to welcoming you, where we will:
• Review the credit union’s financial condition.
• Hold an election for our volunteer Board of Directors*.
• Award the 2014 scholarship winners.
• Spotlight 2013 accomplishments and plans for the future.
Please make every effort to attend this important event. The credit union branch will close promptly at 2:00 PM on the day of the Annual Membership Meeting.
*When there is only one nominee for each position to be filled on the Board of Directors, the election will not be conducted by ballot and no nominations will be accepted from the floor of the Annual Membership Meeting. For this year, Qside FCU's Nominating Committee has announced the following candidates for the credit union's Board of Directors: Pierre Stinfil and Mary Mills. These candidates are incumbents. Additional nominations may be made by any member by written petition, signed by a minimum of 1% of the credit union membership (approximately 94 members). Petitions must be received by May 9, 2014, and submitted to: The Secretary, Qside Federal Credit Union, 211-31 Jamaica Avenue, Queens Village, NY 11428.
Lower Auto Loan Rates!
New, Used or Refinanced Cars
As Low As 2.0% APR
Got your eye on a new or used car? Need to lower the monthly payments on your current auto loan obtained elsewhere? We've got your auto loan!
For starters, gear down to a better loan for as low as 2.0% APR* with up to 48 months to repay. Or, pay as low as 2.25% for up to 72 months. Even better, take our 84 month auto loan for a test drive, at a great rate as low as 2.75% APR.
*APR = Annual Percentage Rate. Not all borrowers will qualify.
NEW - LOWER RATES!
Borrow Smart. Buy Smart.
"Perfect Picks" Auto Sales Event:
April 1st Through May 31st
Qside and Enterprise Car Sales are teaming up again to offer you a great deal.
Buy a car from Enterprise Car Sales and finance it with Qside FCU to get rates as low as 1.50% APR*, and get Kelley Blue Book value on trade-in vehicles.
Don't risk getting scammed or buying a lemon from a no-name used car dealer. Enterprise Car Sales offers a free CARFAX history report, 7-day return agreement, 12-month or 12,000 mile powertrain warranty, no-haggle pricing, vehicle service contracts, roadside assistance and more.
Offer available April 1, 2014 - May 31, 2014. To take advantage of this deal, browse Enterprise's car inventory at www.enterprisecarsales.com and pick out your car. Then, apply for the auto loan at Qside here and indicate "enterprise car sales promotion" where asked. Enterprise Car Sales has locations conveniently positioned throughout the tri-state area, locations available at the website above. For complete information, rules and terms, visit the Enterprise Car Sales website. Not to be combined with any other offer.
*APR = Annual Percentage Rate.
We've made the switch a little easier.
Everything you need to move your accounts to Qside FCU is right here.
Our Switch Kit provides you with all the forms you need to move your accounts to Qside FCU, in just 4 easy steps. Click here to get started or for more information.
We are pleased to announce that we have expanded our mortgage loan program to now include FHA (Federal Housing Administration) mortgage loans and refinances.
With FHA mortgage loans, the minimum amount for a down payment on a home is only 3.5%.
Compare that to the 10% down payment required for traditional mortgage loans and you'll agree that a FHA mortgage could be the key to finally owning your own home. For example, if you find a home for $200,000, the down payment could be as little as $7,000 with a FHA home loan.
What are FHA loans?
The FHA loan program is designed to promote homeownership. FHA loans are mortgages that are insured by the Federal Housing Administration, an agency of the federal government. The FHA is not a lender – rather, it insures loans against default, protecting approved lenders like Qside so we can offer a better deal with greater flexibility than conventional home loans.
What are the advantages of an FHA loan?
Advantages include: much lower down payments than conventional mortgages, allowing homebuyers to purchase a home sooner; down payments can be funded from gifted money (other loan programs don't allow this); FHA loan rates are typically lower than conventional mortgages; it's easier to qualify for an FHA loan than a conventional mortgage.
Visit the Qside FCU Mortgage Loan Center for custom rates, easy pre-qualification and expert advice to guide you through the home loan process. Choosing your credit union is the first step toward an affordable home loan.
Exclusive Member Discount:
Why Throw Away Your Money?
Save With Sprint.
Join the over 1.2 Million credit union members nationwide that are already saving over $124 million on their wireless plans! Qside Federal Credit Union is pleased to bring our members these major savings through the Sprint Credit Union Member Discount Plan.
Ways you can save:
· 10% off most regularly priced Sprint individual service plans
· 15% off most regularly priced Sprint business service plans
· Waived activation fee on new activations
· Waived upgrade fee
· Available to new and existing Sprint customers
Enjoy the perks, benefits and exclusive discounts that only credit union members like you can receive.
3 Ways to Get Your Discount:
- Call 877.SAVE.4CU (877.728.3428) and let them know you’re a credit union member. Ask to be a part of the NACUC_ZZM Corporate ID to save
- Click www.SprintSave4CU.com
- Visit your nearest Sprint store
What are you waiting for? Start saving today!
||Monday, May 26, 2014
||Annual Membership Meeting
||Wednesday, June 18, 2014
||8:00 AM - 2:00 PM