FRAUDULENT EMAIL CIRCULATING
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Holiday Debt Overstaying Its Welcome?
Move Your Balance To Our Lower Interest Rate Credit Cards
January 15 - March 15, 2014
For a limited time only, Qside is lightening the load with a special offer:
|0.99% intro APR until December 31, 2014 on all balance transfers
made between January 15 - March 15, 2014
|As always, no balance transfer fee!
To transfer balances or request a higher limit on your Qside Visa credit card, click here and enter promo code QBX-2014 where indicated.
Don't Have A Qside Visa Credit Card Yet?
That's no problem, you can still send your debt packing with this offer. Just apply for a new Qside Visa credit card online by March 15, 2014 here and enter promo code QBX-2014 where indicated.
Get the Card You'll Love Having Around And Show Holiday Debt The Door
* APR = Annual Percentage Rate. ** 0.99% introductory APR applies only to balances transferred from non-Qside credit cards to Qside Visa credit cards between 1/15/2014 – 3/15/2014, and is valid through 12/31/2014. Regular fi xed rates of 8.9%, 9.9% or 12.9% APR apply thereafter. Introductory rate does not apply to previous/existing balances on Qside Visa credit cards, new purchases and cash advances. Balance transfers not eligible for ScoreCard Rewards points. Offer may be void if account is in default. Cannot be combined with any other offer. Terms and restrictions apply
Exclusive Member Discount
Tax Preparation Discounts Available: TurboTax, Jackson Hewitt
Tax Day is April 15, 2014
Save on TurboTax®
This year, accomplish something you never thought possible – do your own taxes. With TurboTax, you can be confident they’ll be done right. Qside members can save $5 on the TurboTax Federal Deluxe Edition.
- No tax knowledge needed: TurboTax translates taxes into simple questions about your life, and puts your information in the right places for you.
- Double checks as you go: TurboTax coaches you every step of the way and automatically double checks your return for errors.
- You’re never alone: If you have questions, TurboTax has answers and is ready to help.
As always, with TurboTax you’re guaranteed to get your maximum refund – or your money back.1
>> Get started with TurboTax toda and save.
1 Click here for TurboTax product guarantees and other important information.
Jackson Hewitt® Offers Two Ways To Save Big On Tax Prep
Qside FCU members are eligible to save either $30 on their individual income tax preparation at participating Jackson Hewitt Tax Service® locations nationwide or pay $50 less than last year when you switch to Jackson Hewitt from a competing tax preparer. Let Jackson Hewitt estimate your refund, FREE! Meet with one of our tax pros today to see what we can do for you. No appointment necessary.2
>> Click here to print your Jackson Hewitt coupon and locate a Jackson Hewitt office near you.
2 Offer valid for tax prep fees paid of $150 or more; proof of last year’s tax prep fee required; offer expires 4/30/14; offer valid on tax preparation fees only and on no other product or service. May not be combined with any other offer, discount, or promotional price. Valid at participating locations only. Most offices are independently owned and operated. Your Credit Union does not determine fees charged by Jackson Hewitt or its franchisees. If you are not satisfied with the fees quoted you are not obligated to complete your return with Jackson Hewitt and may decline their services any time prior to filing.
Tax Assistance Programs
Free Tax Preparation by Volunteers and Tax Counseling for the Elderly
Tax Day is April 15, 2014
VITA (Volunteer Income Tax Assistance)
The IRS VITA program generally offers free tax help to people who make $52,000 or less and need assistance in preparing their own tax returns. IRS-certified volunteers provide free basic income tax return preparation with electronic filing to qualified individuals in local communities. They can inform taxpayers about special tax credits for which they may qualify such as Earned Income Tax Credit, Child Tax Credit, and Credit for the Elderly or the Disabled. VITA sites are generally located at community and neighborhood centers, libraries, schools, shopping malls, and other convenient locations. Click here for more information. Or, to find a VITA site near you, click here.
TCE (Tax Counseling for the Elderly)
The IRS TCE program offers free tax help for all with priority assistance to people who are 60 years of age and older, specializing in questions about pensions and retirement issues unique to seniors. IRS-certified volunteers who provide tax counseling are often retired individuals associated with non-profit organizations that receive grants from the IRS. Most TCE sites are operated by the AARP Foundation’s Tax Aide Program. To locate the nearest TCE site or AARP Tax-Aide site, click here or call (888) 227-7669. Or, for more information, click here.
The Newsletter for Qside FCU
NEW - LOWER RATES!
We've Lowered Our Auto Loan Rates!
New, Used or Refinanced Cars
As Low As 2.0% APR
Got your eye on a new or used car? Need to lower the monthly payments on your current auto loan obtained elsewhere? We've got your auto loan!
For starters, gear down to a better loan for as low as 2.0% APR* with up to 48 months to repay. Or, pay as low as 2.25% for up to 72 months. Even better, take our 84 month auto loan for a test drive, at a great rate as low as 2.75% APR.
*APR = Annual Percentage Rate. Not all borrowers will qualify.
NEW - LOWER RATES!
Borrow Smart. Buy Smart.
"Perfect Picks" Auto Sales Event:
Now Through March 31, 2014
Qside and Enterprise Car Sales are teaming up again to offer you a great deal.
Buy a car from Enterprise Car Sales and finance it with Qside FCU to get rates as low as 1.50% APR*, and get Kelley Blue Book value on trade-in vehicles.
Don't risk getting scammed or buying a lemon from a no-name used car dealer. Enterprise Car Sales offers a free CARFAX history report, 7-day return agreement, 12-month or 12,000 mile powertrain warranty, no-haggle pricing, vehicle service contracts, roadside assistance and more.
Offer available February 6, 2014 - March 31, 2014. To take advantage of this deal, browse Enterprise's car inventory at www.enterprisecarsales.com and pick out your car. Then, apply for the auto loan at Qside here and indicate "enterprise car sales promotion" where asked. Enterprise Car Sales has locations conveniently positioned throughout the tri-state area, locations available at the website above. For complete information, rules and terms, visit the Enterprise Car Sales website. Not to be combined with any other offer.
*APR = Annual Percentage Rate.
We've made the switch a little easier.
Everything you need to move your accounts to Qside FCU is right here.
Our Switch Kit provides you with all the forms you need to move your accounts to Qside FCU, in just 4 easy steps. Click here to get started or for more information.
We are pleased to announce that we have expanded our mortgage loan program to now include FHA (Federal Housing Administration) mortgage loans and refinances.
With FHA mortgage loans, the minimum amount for a down payment on a home is only 3.5%.
Compare that to the 10% down payment required for traditional mortgage loans and you'll agree that a FHA mortgage could be the key to finally owning your own home. For example, if you find a home for $200,000, the down payment could be as little as $7,000 with a FHA home loan.
What are FHA loans?
The FHA loan program is designed to promote homeownership. FHA loans are mortgages that are insured by the Federal Housing Administration, an agency of the federal government. The FHA is not a lender – rather, it insures loans against default, protecting approved lenders like Qside so we can offer a better deal with greater flexibility than conventional home loans.
What are the advantages of an FHA loan?
Advantages include: much lower down payments than conventional mortgages, allowing homebuyers to purchase a home sooner; down payments can be funded from gifted money (other loan programs don't allow this); FHA loan rates are typically lower than conventional mortgages; it's easier to qualify for an FHA loan than a conventional mortgage.
Visit the Qside FCU Mortgage Loan Center for custom rates, easy pre-qualification and expert advice to guide you through the home loan process. Choosing your credit union is the first step toward an affordable home loan.
Exclusive Member Discount:
Why Throw Away Your Money?
Save With Sprint.
Join the over 1.2 Million credit union members nationwide that are already saving over $124 million on their wireless plans! Qside Federal Credit Union is pleased to bring our members these major savings through the Sprint Credit Union Member Discount Plan.
Ways you can save:
· 10% off most regularly priced Sprint individual service plans
· 15% off most regularly priced Sprint business service plans
· Waived activation fee on new activations
· Waived upgrade fee
· Available to new and existing Sprint customers
Enjoy the perks, benefits and exclusive discounts that only credit union members like you can receive.
3 Ways to Get Your Discount:
- Call 877.SAVE.4CU (877.728.3428) and let them know you’re a credit union member. Ask to be a part of the NACUC_ZZM Corporate ID to save
- Click www.SprintSave4CU.com
- Visit your nearest Sprint store
What are you waiting for? Start saving today!
||Monday, May 26, 2014