Exclusively for Members
TruStageTM Health Insurance Program
Now through January 31, 2017
Saving on health insurance can be easy with the TruStage Health Insurance Program.
Need health insurance? The open enrollment period runs from November 1 until January 31.
- You could save $434.39 a month on health insurance.*
- More than 75% of applicants qualify for financial help.**
- GoHealth advisors can help you find the right plan for you and your family.
Act now! Call 1-888-416-2166 or click today.
*Families eligible for the Advance Premium Tax Credit save an average of $434.39 per month on their health insurance when they shopped through GoHealth (2015 OE). **Over 75% of those who enrolled through GoHealth are eligible for the Advance Premium Tax Credit to lower the cost of their health insurance (2014 OE)
© TruStage, 2015. All rights reserved.
The TruStage Health Insurance Program is made available through TruStage Insurance Agency, LLC and GoHealth LLC. GoHealth LLC is licensed to sell nationwide and operates in all states with the exception of Massachusetts, Hawaii, Vermont and Rhode Island. The insurance offered is not a deposit, and is not federally insured, sold or guaranteed by your credit union.
2017 Scholarship Program
Over $41,000 Awarded Since 2003
Now through December 30, 2016
The Qside College Scholarship Program is a product of our long-standing commitment to the prosperity of our young members. It is our goal to support the aspirations of students in pursuit of higher education, who hope to make significant contributions to society. Since 2003, we have granted over $41,000 in college scholarships to our young members.
All students/applicants must members of Qside Federal Credit Union to apply. Joining Qside FCU is easy.
>> For more information or to apply, click here.
Make Your Season Brighter
Now through January 6, 2017
Don't let expenses darken your season. Brighten your holidays with a Holiday from Qside Federal Credit Union. Use it for all of the costs that come your way.
> Borrow up to $5,000
> Repayment terms of up to 18 months
> Rates as low as 9.0% APR*
> Available October 3, 2016 – January 6, 2017
Click to learn more or apply.
*APR = Annual Percentage Rate. Actual rate may vary based on individual creditworthiness
Skip A Loan Payment!
Let Us Help You Unwrap A Little Extra This Season
Available Through November 28, 2016
Here's a special present just for you from the credit union: Holiday Skip-A-Payment. Celebrate by skipping the December or January payment on your qualifying credit union loan(s) this holiday season.
> To skip your payment for December, your form is due by Friday, October 28th
> To skip your payment for January, your form is due by Monday, November 28th
There's a low $45 processing fee per loan to take advantage of this offer, which we'll deduct from your Share Savings or Checking account. If you make your loan payments automatically with Payroll Deduction or Direct Deposit, your payment will be deposited back into your Share Savings account. Please note that interest will continue to accumulate on your loan during the month you skip your payment.
Download your Skip A Loan Payment form here.
*Excludes real estate, credit card and CE (CE - New Member) loans.
Mobile Banking Is Here!
Introducing Our MoneyLinQ Mobile Banking App
Download The App Today
Manage your Qside accounts on the go with Qside FCU’s MoneyLinQ Mobile Banking App.
Our free mobile banking app gives you the freedom to check account balances, make loan payments, transfer funds and more no matter where you are, with the same secure credentials as online banking.
>> View account balances and transactions
>> Make loan payments
>> Transfer funds between Qside accounts
>> Locate a branch, shared branch or ATMs near you
>> Apply for loans
>> Available for iOS and Android devices
>> And more!
For more information, or to download the app, click here.
As we celebrate our 75th anniversary, the MoneyLinQ Mobile Banking App is just one of several new systems we're rolling out to better serve our membership. Other systems we have introduced this year include our Membership Expansion, ATM System Upgrade and streamlined Automated Loan Application system. Stay tuned for more to come!
ATM System Upgrade
Serving You Better
Qside Federal Credit Union is pleased to announce we have upgraded our ATM system.
This ATM system upgrade features real-time data processing. ATM withdrawals and deposits will post to your Qside accounts immediately, providing you with accurate, up-to-date balance and transaction information 24 hours, 7 days a week.
> Real-time data processing
> ATM transactions on your Qside accounts will post immediately
> Accurate, up-to-date balance information 24/7
> Enhanced credit union experience
As we celebrate our 75th anniversary this year, the ATM system upgrade is just one of several new systems we're rolling out in 2015 to better serve our membership. Stay tuned for more to come!
Now Serving Even More People In Queens And Beyond
Membership Eligibility Community Expanded
Qside Federal Credit Union is proud to announce the credit union has expanded its membership eligibility community! With this expansion, Qside FCU can offer the benefits of credit union membership to even more people in Queens.
The following Queens neighborhoods have been added to our membership eligibility community:
> Cambria Heights
> Jamaica Estates
> Jamaica Hills
> Ozone Park
> Richmond Hill
> South Jamaica
> South Ozone Park
> St. Albans
Businesses and people who live, work, study or worship within certain areas of the neighborhoods above are now eligible to join Qside FCU, in addition to our previous eligibility community (including certain areas of Auburndale, Bayside, College Point, Corona, East Elmhurst, Flushing and Murray Hill).
Click for an interactive map of coverage areas.
Qside FCU Celebrates 76 Years of "People Helping People"
76 years ago, a group of employees from Con Edison’s Waterside Power Plant banded together to form an institution that would help each other save and borrow money. Based on the concept of “people helping people”, the idea was that its members would pool their funds to make loans to one another, at more affordable interest rates than traditional banks.
Today, this institution – originally chartered as Waterside Federal Credit Union in 1940 – has grown and flourished to what is now Qside Federal Credit Union. With more than $50 million in assets, and serving over 9,000 members, our 75th anniversary is a proud milestone for the credit union.
Borrow Smart. Buy Smart.
Great Deals at Enterprise Car Sales
This Month Only
Qside and Enterprise Car Sales are teaming up again to offer you a great deal.
Buy a car from Enterprise Car Sales and finance it with Qside FCU to low low rates, and get Kelley Blue Book value on trade-in vehicles.
Don't risk getting scammed or buying a lemon from a no-name used car dealer. Enterprise Car Sales offers a free CARFAX history report, 7-day return agreement, 12-month or 12,000 mile powertrain warranty, no-haggle pricing, vehicle service contracts, roadside assistance and more.
To take advantage of this deal, browse Enterprise's car inventory at www.enterprisecarsales.com and pick out your car. Then, apply for the auto loan at Qside here and indicate "enterprise car sales promotion" where asked. Enterprise Car Sales has locations conveniently positioned throughout the tri-state area, locations available at the website above. For complete information, rules and terms, visit the Enterprise Car Sales website. Not to be combined with any other offer.
*APR = Annual Percentage Rate.
We've made the switch a little easier.
Everything you need to move your accounts to Qside FCU is right here.
Our Switch Kit provides you with all the forms you need to move your accounts to Qside FCU, in just 4 easy steps. Click here to get started or for more information.
We are pleased to announce that we have expanded our mortgage loan program to now include FHA (Federal Housing Administration) mortgage loans and refinances.
With FHA mortgage loans, the minimum amount for a down payment on a home is only 3.5%.
Compare that to the 10% down payment required for traditional mortgage loans and you'll agree that a FHA mortgage could be the key to finally owning your own home. For example, if you find a home for $200,000, the down payment could be as little as $7,000 with a FHA home loan.
What are FHA loans?
The FHA loan program is designed to promote homeownership. FHA loans are mortgages that are insured by the Federal Housing Administration, an agency of the federal government. The FHA is not a lender – rather, it insures loans against default, protecting approved lenders like Qside so we can offer a better deal with greater flexibility than conventional home loans.
What are the advantages of an FHA loan?
Advantages include: much lower down payments than conventional mortgages, allowing homebuyers to purchase a home sooner; down payments can be funded from gifted money (other loan programs don't allow this); FHA loan rates are typically lower than conventional mortgages; it's easier to qualify for an FHA loan than a conventional mortgage.
Visit the Qside FCU Mortgage Loan Center for custom rates, easy pre-qualification and expert advice to guide you through the home loan process. Choosing your credit union is the first step toward an affordable home loan.
Exclusive Member Discount:
Talk About Savings! The Sprint Credit Union Member Discount.
Save With Sprint.
How would you like valuable savings on monthly wireless data bills? You get all that and more thanks to Qside Federal Credit Union and Sprint’s Credit Union Member Discount.
There are two ways to save with Sprint:
· Get a 10% discount on select regularly priced Sprint monthly data service
· Valid in conjunction with other credit union and Sprint National handset and other promotions
· Mention Corporate ID: NACUC_ZZM
· Get a 15% discount on select regularly priced Sprint monthly data service
· Valid in conjunction with other credit union and Sprint National handset and other promotions
· Mention Corporate ID: NACUC_ZDS_ZZM
4 Ways to Verify Your Credit Union Membership And Get Your Discount
1- Free Love My Credit Union Rewards app for Android and/or iPhone
-iPhone users find it at the Apple App Store
-Android users find the app in Google Play
-Search for "Love My Credit Union Rewards"
-You will prompted to black out all confidential information within the app
4- Sign up for Sprint’s AutoPay using your credit union checking account or credit union debit/credit card: http://www.sprint.com/
||Friday, November 11, 2016
||Thursday, November 24, 2016
||Day After Thanksgiving
||Friday, November 25, 2016
||Monday, December 26, 2016
||New Year's Day
||Monday, January 2, 2017