
Whether you need funds for home improvement, taxes, medical expenses, college, a wedding, or debt consolidation, you can pay for it with a Qside Home Equity Loan or HELOC (Home Equity Line of Credit).
Equi-Fixsm Home Equity Loans
Get all the money you need at once and lock in low fixed-rates at the same time.
- Fixed-rate loan
- Funds are lent at once , in one lump sum
- Refinancing available
- Borrowing limits based on your individual creditworthiness
- Customize your repayment schedule with terms of up to 15 years
- Pre-set monthly payments for the entire term of your loan
- Pre-pay your balance without penalty
- Interest may be tax deductible (check with your tax advisor)
- Pre-Approval available – just begin the application process indicating the dollar amount you want to borrow
- Credit Life and Disability Insurance available
Equi-Flexsm HELOC
With this revolving line of credit, you can borrow a little or borrow a lot – as often as you want.
- Variable-rate line of credit
- Borrowing limits based on your individual creditworthiness
- Flexibility – borrow funds only as you need them
- Serves as a safety net for unexpected expenses
- Only pay interest on what you actually spend
- 10-year access period
- Customize your repayment schedule with terms of up to 15 years
- Pre-pay your balance without penalty
- Interest may be tax deductible (check with your tax advisor)
- Pre-Approval available – just begin the application process indicating the dollar amount you want to borrow
- Credit Life and Disability Insurance available