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Qside Federal Credit Union is a not-for-profit, cooperative financial institution owned and controlled by its members – the people who use its products and services. Like all other credit unions, Qside is based on the concept of “people helping people”.

 

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Membership begins when you open a basic savings account. Both membership and the basic savings account are completely free as long as you maintain a minimum balance of $25. Learn how to join and open a basic savings account here.

 

Unlike banks, we return all profits to members in the form of higher dividends on savings, lower interest rates on loans, lower fees and expanded services.  Members have a say in how the credit union is managed and can vote and participate in annual meetings, help elect the Board of Directors and serve as volunteers.


Qside was originally chartered as the Waterside Federal Credit Union in 1940 by a group of employees from Con Edison’s Waterside Power Plant.  In February 2003, we moved our facility to Flushing, Queens and adopted our current name, “Qside Federal Credit Union”.  We chose 'Q' to reflect our expansion into the Queens community and beyond, and 'side' to maintain the connection with our past. In August 2013, our loyal membership allowed us to purchase a new building to relocate our headquarters and main branch in Queens Village, NY, representing an exciting growth stage for Qside FCU.

Today, Qside has more than $50 million in assets and serves over 9,000 members with a field of membership that includes people who live and work in our local Queens community as well as individual employee groups.  As we have grown, so has our commitment to our members-first, not-for-profit.


Your Money Is Safe With Us

We know how important it is that your hard-earned money be kept safe.  As a Qside member, you'll rest easy knowing that your accounts are insured for up to $250,000 by the National Credit Union Administration (NCUA), an agency of the federal government.  No one has ever lost a penny placed in trust with a federally insured credit union.

Click here to learn about membership eligibility or how to join.

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